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Data Description.txt
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Data Description
LoanStatNew Description
addr_state - The state provided by the borrower in the loan application
annual_inc - The self-reported annual income provided by the borrower during registration.
annualincjoint - The combined self-reported annual income provided by the co-borrowers during registration
application_type - Indicates whether the loan is an individual application or a joint application with two co-borrowers
collectionrecoveryfee - post charge off collection fee
collections12mthsexmed - Number of collections in 12 months excluding medical collections
delinq_2yrs - The number of 30+ days past-due incidences of delinquency in the borrower's credit file for the past 2 years
desc - Loan description provided by the borrower
dti - A ratio calculated using the borrower’s total monthly debt payments on the total debt obligations, - - - excluding mortgage and the requested LC loan, divided by the borrower’s self-reported monthly income.
dti_joint - A ratio calculated using the co-borrowers' total monthly payments on the total debt obligations, - excluding mortgages and the requested LC loan, divided by the co-borrowers' combined self-reported monthly income
earliestcrline - The month the borrower's earliest reported credit line was opened
emp_length - Employment length in years. Possible values are between 0 and 10 where 0 means less than one year
and 10 means ten or more years.
emp_title - The job title supplied by the Borrower when applying for the loan.*
ficorangehigh - The upper boundary range the borrower’s FICO at loan origination belongs to.
ficorangelow - The lower boundary range the borrower’s FICO at loan origination belongs to.
funded_amnt - The total amount committed to that loan at that point in time.
fundedamntinv - The total amount committed by investors for that loan at that point in time.
grade - LC assigned loan grade
home_ownership - The home ownership status provided by the borrower during registration. Our values are: RENT, OWN, MORTGAGE, OTHER.